Trust is the foundation of Bay Business CreditFor 20 years, Bay Business Credit has been an alternative source of working capital for those companies that need cash for expansion and other business opportunities. Through asset based lending we can provide advances when conventional sources can not or will not serve those needs. We do business exclusively in the Pacific Time Zone of the United States.

At Bay Business Credit we focus on the assets and current performance of your business, not the financial ratios and balance sheet of last year. A program of working capital financing can be quickly negotiated with decision makers and structured to fit your needs. By borrowing on a secured basis from Bay Business Credit your firm can have access to a steady reliable source of cash without giving up equity or your management prerogative.